Regulated financial firms don’t usually fail an examination because they lack a policy. They fail because they can’t show that the policy ran: that the monthly review happened, the overdue reviews were chased and the sanctions lists were updated on time. The examiner also wants to see that a named person looked at the results and signed their name. CheckFlow’s financial services templates turn those recurring obligations into checklists that start on schedule. Each task goes to a named owner, and each completed run is kept as dated evidence.
The templates are built for the compliance, financial crime and operations teams at banks, payment and e-money institutions, wealth managers, investment advisers, lenders, insurers and fintechs. They cover the operational layer around your specialist systems: AML programme reviews, KYC refreshes and sanctions alert handling; complaints, the Consumer Duty annual review and adviser client reviews; SM&CR certification, the RIA annual compliance review and examination readiness; DORA and the GLBA Safeguards Rule; and loan and mortgage processing. Your monitoring, screening and origination platforms do the detection and the decisioning. These checklists run the human review, approval and attestation work that regulators expect around them, and every template can be edited to match your regulator, your firm type and your own compliance calendar.
All 14 financial services templates, one line each. Every template page explains the regulatory background, lists every phase and task, shows when its content was last reviewed and links to a live example you can open before you sign up.
Examiners ask for evidence of ongoing oversight, not a document written the week before they arrive. Every CheckFlow run records who completed each step and when, with the MI, sample results and committee papers attached to the task they support. Twelve months of reviews export as one dated trail.
Monthly programme reviews, quarterly control tests and annual certifications are scheduled once and then created and assigned automatically. A missed cycle shows up as an overdue checklist on a dashboard, not as a gap found during an examination.
CheckFlow doesn’t replace your transaction monitoring, KYC or screening platforms. It runs the review and attestation steps around them, so the human judgement regulators care about is structured, assigned and recorded. Read our guide to financial services workflow automation for where that line sits.
Describe the process in a sentence and the AI checklist generator drafts the phases and tasks for you.
Any regulated firm with recurring compliance obligations: banks and credit unions, payment and e-money institutions, wealth managers and investment advisers, lenders, insurers, crypto-asset service providers and fintechs. The templates are written with US, UK and EU requirements in mind, and each one points out where the obligations differ. They are a practical starting point, not legal advice, so adapt them to your firm type and regulator.
The templates follow the obligations that recur most in regulated firms: anti-money laundering oversight, periodic KYC and sanctions screening under the US Bank Secrecy Act and OFAC rules, the UK Money Laundering Regulations and sanctions regime, and the incoming EU AML Regulation; complaints handling under the FCA’s DISP rules and US consumer finance rules; the FCA Consumer Duty and SM&CR; SEC rules for registered investment advisers; ICT risk management under the EU’s DORA; the FTC Safeguards Rule under the Gramm-Leach-Bliley Act; US lending disclosure and notice rules such as Regulation B and TRID; and supervisory examinations by US and UK regulators. Each template page names its sources and shows the date its content was last reviewed.
RegTech platforms automate detection and reporting: transaction monitoring, identity verification, sanctions screening and regulatory submissions. They don’t run the scheduled human reviews around those systems: the monthly programme review, the control test sign-off, the annual certification. CheckFlow structures that work. It assigns each step, schedules it and keeps the evidence, alongside whatever specialist systems you already use.
Yes. Every completed checklist keeps a record of who completed each task and when, any attachments and comments, and the final sign-off. You can export completed runs as evidence, or give an internal auditor access to review them directly in CheckFlow.
Every template is fully editable. Add the steps your regulator expects, remove the ones that don’t apply, change who owns each phase and set the frequency that matches your compliance calendar. Conditional logic lets one template handle variations, such as an extra annual phase or steps that apply only to certain entities, without keeping separate copies.
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